Own Your First Home with Just 5% Down

Buying your first home in Ontario is within reach with programs designed specifically for first-time homebuyers. Start with as little as 5% down through the Canada Mortgage and Housing Corporation (CMHC), giving you the flexibility to enter the real estate market sooner and invest in your future.

First-Time Home Buyer Programs in Ontario

As a first-time buyer, you may qualify for several government incentives that reduce costs and make purchasing a home more affordable:

• First-Time Home Buyer Incentive
  Access a shared equity mortgage that lowers your monthly mortgage payments without the need for a larger down payment.

• Land Transfer Tax Rebate
  First-time buyers in Ontario can receive a rebate of up to $4,000 on provincial land transfer tax costs, helping reduce upfront expenses.

• RRSP Home Buyers’ Plan
  Use up to $35,000 from your RRSP toward your home purchase, tax-free, allowing you to maximize your savings.

These programs make homeownership more accessible and provide valuable financial support as you enter the real estate market. Whether you're ready to buy or exploring your options, we're here to guide you through every step.

Contact us today to discuss how these incentives can work for you!